FACTUM

Your invoices. Instant cash.

FinTech

Instant invoice financing for SMBs — upload an invoice, get up to 90% of its value within 24 hours with transparent flat fees. No hidden charges.

Invoice upload (photo/PDF)

AI-powered verification

Instant risk assessment

Up to 90% advance in 24 hours

Automatic collection

Pricing

Pay-per-invoice — 1.5-3% fee / Business $99/mo

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